You went to a farmer's town to discuss a property purchase with a client. You park your luxury pickup truck in a parking spot in front of your client's office.

After about an hour of discussion, you finalize the purchase. As you're about to leave his office, you see an old and rusty pickup truck carrying vegetables getting into the parking spot behind your truck. It was driven by a woman in her mid-twenties. Somehow, she drove too far ahead in the parking spot and hit your truck. You approach your truck and see that she had broken your truck's taillight and caused a dent in the bumper.

The woman quickly came out of her truck. "Oh! My God, I'm so sorry, sir. Is this your truck? I'm so sorry, the break wasn't gripping well because I had too much load in the back of my truck. I'm so sorry, I don't have insurance. I never took my truck out of town."